Terms of Use

1. Purpose

These Terms of Use (the “Terms”) govern your access to and use of the website, content, and tools made available by Tenardship (the “Service”). By accessing the Service, you acknowledge that you have read, understood, and accepted these Terms in their entirety without reservation.

2. Acceptance of Terms

By using the Service, the user fully accepts these Terms. If the user does not wish to be bound by these Terms, they should not access or use the Service. Tenardship reserves the right to modify these Terms at any time; any changes take effect as soon as they are published on this page.

3. Description of the Service

Tenardship provides content, analysis, and decision-support tools for informational purposes only. They do not constitute personalized advice, an investment recommendation, or a guarantee of results in any way. Users remain solely responsible for any decisions made based on the information they consult.

4. Access to the Service

Tenardship uses reasonable measures to ensure continuous access to the Service, but does not guarantee uninterrupted availability. The Service may be suspended, interrupted, or modified, in whole or in part, including for maintenance, updates, or force majeure, without Tenardship incurring any liability as a result.

5. User account

If an account is required, the user agrees to provide accurate, up-to-date information and to keep their login credentials confidential. Any activity conducted through an account is presumed to have been carried out by the account holder. Tenardship reserves the right to suspend or terminate an account if these Terms are breached.

6. Permitted use

The user agrees to use the Service in accordance with the law and these Terms. In particular, the following are prohibited:

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• attempt to gain unauthorized access to Tenardship's systems or data;
• use the Service for fraudulent or misleading purposes, or in violation of applicable regulations;
• disrupt, or attempt to disrupt, the normal operation of the Service.

7. Intellectual property

All elements that make up the Service, including text, graphics, logos, structures, and databases, are protected by applicable intellectual property laws and remain the exclusive property of Tenardship or its licensors. No licence or right of use is granted to the user, other than the right to access and view the Service to the extent strictly necessary for its normal use.

8. No financial advice

The content, analyses, and data made available through the Service do not constitute investment advice, a solicitation, or an offer to buy or sell financial instruments. Any decision made based on this information is the sole responsibility of the user, who is encouraged to consult a qualified professional before making any binding decision.

9. Limitation of Liability

To the extent permitted by applicable law, Tenardship will not be liable for any direct or indirect damage, loss of data, financial loss, or harm arising from the use of, or inability to use, the Service, including where information is inaccurate, incomplete, or unavailable.

10. Links to Third-Party Websites

The Service may include links to third-party websites or resources. Tenardship has no control over these websites and is not responsible for their content, availability, or the consequences of using them.

11. Termination

At its discretion, Tenardship may suspend or terminate access to the Service if these Terms are breached, without notice or compensation. The user may stop using the Service at any time.

12. Governing Law and Jurisdiction

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13. Contact

For any questions about these Terms, the user may use the contact details available on the Tenardship website.